When a property is unoccupied it is open to more risks than usual, such as vandalism or theft. However when an unoccupied property is undergoing works there are more risks involved from the construction work. This includes higher risk of accidental damage to your property.
Because of the risks involved, specialist insurance is needed that makes sure you’re completely covered in these circumstances. This is because many standard home insurance policies will not cover an unoccupied property undergoing works.